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Juana Del Carmen

Update on Juana Del Carmen

Juana lives in the city of Ticuantepe with her husband and children, who support her in all she does. She is continuing with her plans towards the future. She wants to improve her home and give her children better living conditions. Juana works ward to be able to help with the household expenses. Similarly, her husband works as a foreman for a residential complex.

With this new loan, she will build part of her house and buy the following supplies: concrete blocks, cement, sand, piedrin (building stones), iron, brackets, and boards.

For Juana and her husband it has been difficult to gather all of the money needed to buy these materials at once, but thanks to Afodenic and Kiva funds it is possible.
View original language description ↓
La señora Juana, habita en el municipio de Ticuantepe, junto a su esposo e hijos quienes le apoya en todo, continua con sus planes hacia un futuro, ella quiere mejorar su vivienda y darle mejores condiciones de vida a sus hijos, doña juana trabaja duro para poder ayudar en gastos del hogar, al igual su esposo trabaja por maestro de obra para un residencial, con este nuevo credito construira parate de su casa y comprara los siguientes materiales: Bloques, Cemento, Arena, Piedrin, Hierro, Estrivos, Tablas. para y su esposo se les ha hecho dificil recoger de una sola vez el dinero para comprar estos materiales, pero gracias a Afodenic y a Fondos Kiva.

Previous Loan Details

Juana lives in Ticuantepe. She continues with her plans for the future. She wants to improve her home and give her children better living conditions. Juana works hard to be able to help with the household expenses. With this new loan she will build part of her house. She will buy the follo... More from Juana Del Carmen's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,075,600
    Funds lent in using Kiva
  • 24.7
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $900 helped Juana Del Carmen buy construction materials.
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 22, 2013
Jul 7, 2013
Currency Exchange Loss:
Aug 6, 2013
This photo was used before for a previous loan for Juana Del Carmen. It was first posted on Kiva on Jul, 2012. Learn More