Damas Unidas Group
The "Damas Unidas" (United Women) group pictured above came together with the common goal of supporting each other's business endeavors and leveraging the opportunities of a loan to grow and strengthen their respective businesses. In Dora Liseth's case, she plans to use the support from this loan to purchase health and beauty merchandise to stock her business and fill client orders. The other group members make a living selling cosmetics, selling clothing, operating a convenience store and making and selling tortillas.
Organiza un grupo y solicita un préstamo que lo utilizará para ampliar su capital de trabajo comprando mercadería variada para poder satisfacer las necesidades de sus clientas, desea en el futuro contar con capital propio y tener una tienda de productos de belleza. Las demás integrantes del grupo se dedican a la venta de cosméticos, venta de ropa, tienda de artículos de consumo diario y venta de tortillas
About Asociación ASDIRASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid