María is a hardworking, visionary woman who is always investing her time and efforts in improving her quality of life. She has been an elementary school teacher for the past 27 years, and she is dedicated to her students.
María is a widow who needs to make some improvements to her home. With the support from this loan, she plans to purchase construction materials, including: bricks, cement, zinc, iron, welding sand and manual labor costs. She hopes that this investment will help her to improve her family's living conditions and quality of life.
La señora María es una mujer visionaria y esforzada que siempre está enfocada al mejoramiento del nivel de vida, trabaja como maestra de primaria donde habita con 27 años de laborar en dicha profesión, es viuda, esta señora actualmente presenta una necesidad de mejorar su vivienda, por eso visito a ceprodel para solicitar financiamiento para utilizarlo en la compra de materiales de construcción como: ladrillos, cemento, zinc, hierro, perlines, arena soldadura y mano de obra. de su vivienda y de esa manera crear mejores condiciones de vida para su familia.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.