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Bintou's Group
In this Group: Bintou, Aminata, Aminata Diatta, Rougui, Dienabou, Aminata, Aissatou, Khady, Fatoumata, Mariama Poulo, Kany, Fatoumata Alassane, Mariama Mamadou, Kady, Kady Babel, Kadiatou, Ramatoulaye, Coumba, Mariama, Mariama, Mariama Taslima, Diabou, Ansatou, Maimouna, Kady, Habibatou, Marietou, Seny, Maoudo, Mariama, Ramatoulaye, Mariama, Mariama Aladji
This group is made up of women who all come from the same neighborhood and who are very active in the Banc Villageois created in December 2010. They get along well with one another and are united by strong solidarity ties. Their main activity is small retail business.

Bintou (standing at the far right of the photo and raising her left hand) is the group's featured borrower. She is 43 years old, married, and the mother of five children (two boys and three girls).

She sells dried fish and groundnut paste. She buys dried fish by baskets of 10 kilos (at a cost of 6,000 CFA francs per basket). She resells fish on a retail basis charging 1,000 CFA francs per kilo, or charging 100, 200 francs or more per fish, if fish is sold separately, depending on her customers' needs. She also buys groundnut paste by the bucket (each bucket weighing 20 liters and costing 15,000 CFA francs). She resells groundnut paste 1,000 francs (per liter) or in 250-francs bags.

She plans to use her loan to buy six baskets of dried fish for a maximum price of 6,000 CFA francs (per basket) and two buckets of groundnut paste, each costing 15,000 francs.

Bintou will put part of her profits into savings in order to increase her financing capacity, and will use the remaining money to help her husband manage the daily expenses.
View original language description ↓
Ce groupe est composé de femmes très actives dans ce banc villageois créé en Décembre 2010. Il regroupe en son sein des femmes qui sont toutes issues du même quartier et ont une bonne entente et solidarité les membres. Elles ont comme activité principale le petit commerce.

Madame Bintou (debout à l’extrême droite avec la main droite), est l’emprunteuse vedette du groupe. Elle est âgée de 43 ans, elle est mariée et mère de 05 enfants (2 Garçons et 03 filles). Elle est vendeuse de poissons secs et de patte d’arachide. Pour le premier cité, elle achète par panier de 10 kg à 6 000 F CFA le panier pour la revente par kg à 1 000 F CFA ou par détail à 100 , 200 et plus selon les besoins du client. Concernant la patte d’arachide, elle achète des seaux de 20 litres à 15 000 F CFA pour la revente à 1 000 ou en sachet de 250 F CFA.

Avec ce prêt elle compte s’approvisionner poisson sec pour 06 paniers au plus à 6000 F CFA et en patte d’arachide pour 02 seaux à 15 000 l’un.

Les bénéfices de son activité lui permettront d’épargner d’une part pour accroître sa capacité de financement et d’apporter son soutien son marie dans gestion de la dépense quotidienne.

Additional Information

More information about this loan

This loan is going to a borrower or borrower group living in a rural area.

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $1,759
    Average annual income
  • 10
    View loans »
    Senegal Loans Fundraising
  • $13,150,350
    Funds lent in using Kiva
  • 508.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Bintou's Group's $4,425 loan helped a member to buy six baskets of dried fish and two buckets of groundnut paste.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 28, 2013
Listed
Jul 9, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 17, 2014