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Adja Matel's Group
In this Group: Adja Matel, Fatou Kine, Kadiatou, Oumou, Mame Fatou Toure, Monique
This group is made up of women who are very determined in their money-earning businesses. They've been part of the Banc Villageois program for a long time, and managed to develop a spirit of solidarity, which nowadays enables them to cope with many situations. Their main business is retail.

Mrs. Matel (sitting on the right in the photograph) is the group's featured borrower. She's 48 years old, unmarried and without children. She's very rigorous in her business. She runs various businesses, such as selling pastry (on order for familial or religious celebrations), or selling honey and lemon juice to her clients in the northern and central regions.

With this loan, she intends to strengthen her business by buying large quantities of supplies: ten 10-liter cans of honey (for XOF 90'000, ca US$ 180), five 20-liter cans of lemon juice (for XOF 40'000, ca US$ 80), and two sacks of flour in order to be ready to handle any order.

The profits generated by her business will enable her to consolidate her business and help her father and siblings, and, most importantly, to be self-supporting.
View original language description ↓
Ce groupe est composé de femmes très déterminées dans leurs activités génératrices de revenu. Ces dernières ayant un long vécu dans le programme des bancs villageois ont su développer un esprit de solidarité leur permettant de nos jours de faire face à beaucoup de situations. Elles ont comme activité principale le petit commerce.

Madame Matel (assise à droite), est l’emprunteuse vedette de ce groupe. Elle est âgée de 48 ans, elle est célibataire sans enfant. Cependant elle est femme très rigoureuse dans son commerce. Elle mène diverses activités en passant de la pâtisserie (sur commande lors des cérémonies familiales et religieuses), à la vente de miel et de jus de citron à des clients basés dans les régions du nord et du centre.

Avec ce prêt elle compte renforcer son commerce par l’achat en quantité :
-Pour le miel 10 bidons de 10 litres à 90 000 F CFA les 10 bidons.
-Pour le citron 05 bidons de 20 litres à 40 000 F CFA les 05 bidons
-Pour la farine 02 sacs en vu de faire face à toute commande.

Les bénéfices de son activité lui permettront de mieux assoir son commerce et d’apporter son aide à son père et ses frères et sœurs, mais surtout d’avoir une autonomie financière.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 91
    View loans »
    Senegal Loans Fundraising
  • $13,835,375
    Funds lent in using Kiva
  • 508.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Adja Matel's Group's $4,175 loan helped a member to buy honey, lemon juice, and flour.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 28, 2013
Jul 9, 2013
Currency Exchange Loss:
Jan 17, 2014