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Maritza
Maritza is a merchant, she has received a middle technical education and lives in her own 3-bedroom house with a good finishing. She works eight hours a day to cover the costs of food, electricity, water, her children's education and other costs.

Unfortunately, Maritza lives in unsanitary conditions due to the deterioration and the poor sewage system in her home, which causes diseases and toxic gases. She is requesting this loan to be able to install an adequate sewage system, so it doesn't pose a health risk and it prevents leak, allowing her to save water and not cause environmental damage.

Maritza's dream is that her children finish their college education.
View original language description ↓
Maritza es comerciante, su nivel de educación es técnico medio, vive en casa propia ocupando 3 habitaciones de acabado fino.
Maritza trabaja 8 horas al día, para cubrir sus gastos de alimentación, luz, agua, de educación de sus hijos y otros.
Lamentablemente Maritza vive en condiciones insalubres por el deterioro y malas condiciones del sistema de alcantarillado de su vivienda, mismo que ocasiona enfermedades y gases tóxicos. Es por eso que necesita el crédito, para poder instalar un sistema de alcantarillado adecuado que no sea un riesgo para su salud y además impida fugas de agua para poder ahorrar mejor este recurso natural y no cause un daño al medio ambiente.
El sueño de Maritza es que sus hijos terminen sus estudios superiores.

Additional Information

More information about this loan


This loan is for Bolivian entrepreneurs who follow cleaner production principles in their work, including waste reduction and environmental protection. By supporting this loan, you are promoting economic activities that are environmentally friendly but that also maximize productivity to help borrowers boost their incomes.

About IMPRO

IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $5,500
    Average annual income
  • 230
    View loans »
    Bolivia Loans Fundraising
  • $31,576,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Maritza to install a sewage system.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 29, 2013
Listed
Jul 19, 2013
Currency Exchange Loss:
N/A
Ended:
Jul 17, 2015