Bernard is part of the group called Ishaka III and lives in Ngozi. He is 42 and married to Jacqueline, a farmer. Together they have seven children, ranging from 7 months to 17 years old. Four among them are enrolled in school.
Bernard has been selling beans and sorghum for 26 years.
He is on his second loan with Turame. With the Kiva loan he is going to grow his working capital and buy a large quantity of dried beans and sorghum for resale so as to earn more.
In the coming years, he would like to buy a motorcycle and see his children attend higher education.
Bernard fait partie du groupe Ishaka III et habite à Ngozi. Il a 42 ans et est marié à Jacqueline, un cultivatrice. Ensemble ils ont 7 enfants, âgés de 7 mois à 17 ans, dont 4 étudient.
Il fait le commerce de haricot et de sorgho depuis 26 ans.
Il est à son deuxième crédit à Turame. Avec le crédit KIVA qu’il obtient, il va augmenter son capital et acheter une grande quantité de haricot et de sorgho à revendre pour gagner plus.
Dans les années à venir, il voudrai acheter une moto et voir ses enfants étudier.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.