J.Désiré is a member of Himbarwa Group and lives in Gitega. He's 42 years old and married to Pascasie, a cultivator. Together, they have six children, aged 4 to 19. Out of them, two attend school
J.Désiré has been selling timber fro 16 years. He's seeking his second loan from Kiva's partner, Turame. He will use it to bolster his working capital and buy a large amount of timber to resell, in order to increase his income.
J.Désiré fait partie du groupe Himbarwa et habite à Gitega. Il a 42 ans et est marié à Pascasie, une cultivatrice. Ensemble ils ont 6 enfants, âgés de 4 à 19 ans, dont 2 étudient.
Il fait le commerce de madriers depuis 16 ans.
Il est à son deuxième crédit à Turame. Avec le crédit KIVA qu’il obtient, il va augmenter son capital et acheter une grande quantité de madriers à revendre pour gagner plus.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.