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Noyaa 1 Group
In this Group: Prince , Teley
Teley sells fish and she is requesting a loan of GHS 1,100 to purchase two cartons of fish so she can smoke and resell them. Teley has been involved in this business for eight years. One of the most critical business difficulties that concerns her is a lack of capital.

Teley is 41 years old and married with three children. She and her family live in Teshie. This is her sixth loan with ID-Ghana and second with Kiva. She has repaid the previous loans without any difficulty.

Since Teley joined this group, her finances have improved but she still needs this loan to support her business.

With her business profits, Teley hopes to buy land of her own, to make enough money to provide for her children and to be able to buy more fish and sell them to customers.

The other group member is Prince who sells provisions. Together, they need a total amount of GHS 2,100 to continue their businesses.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 33
    View loans »
    Ghana Loans Fundraising
  • $11,572,300
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Noyaa 1 Group's $1,050 loan helped a member to be able to buy more fish to sell to customers.
98% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jun 27, 2013
Jul 10, 2013
Currency Exchange Loss:
Feb 17, 2014