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Hakim is 51 and lives in Dushanbe, the capital of Tajikistan. He has a loving wife and three caring daughters. His wife is a homemaker and does not work. As head of the household, Hakim provides for his family and has worked many different jobs over the years so that his family would not lack for anything. Now his daughters are grown up and ready to get married. He should already be saving up for their weddings. Hakim went to a vocational high school and has driving experience. He would like to start driving a taxi on city routes, as taxi services are very popular in the capital. He plans to work from 8 AM to 8 PM in order to make 9 complete trips per day. Hakim has asked for a loan to buy an Opel Karavan model car and begin working. The loan is helping him to start his own business and and to earn a good income, which will help his daughters to find worthy husbands. Hakim hopes for your support.
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Хаким житель города Душанбе, столицы Таджикистана. Ему 51 год. У него любящая жена и трое заботливых дочерей. Его жена не работает, она домохозяйка. Хаким как глава семьи сам обеспечивает семью и за эти годы работал в разных профессиях, чтобы его семья ни в чем не нуждалась. Сегодня его дочери взрослые и находятся на выданье. Он уже должен откладывать на их свадьбу. Хаким имеет среднее техническое образование и опыт вождения. Он хотел бы заняться предоставлением услуги такси по маршрутной линии своего города. В столице услуга такси очень востребована. Он планирует работать с 8:00 утра до 20:00 вечера и в день совершать 9 рейсов. Хаким просит кредит для покупки автомобиля марки Opel Karavan и начать свою деятельность. Данный кредит поможет ему заняться собственным бизнесом и зарабатывать хороший доход, за счет которого он смог бы достойно выдать замуж своих дочерей. Хаким надеется на вашу помощь.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 101
    View loans »
    Tajikistan Loans Fundraising
  • $29,901,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,950 helped Hakim to purchase an Opel Karavan model car for private taxi service.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 7, 2013
Jul 8, 2013
Currency Exchange Loss:
Aug 7, 2013