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Faqra Group
In this Group: Jovita , Julie Ann, Ermalyn
Jovita is the featured borrower of Faqra group. She joined with the other members of the group to acquire a loan from Kiva's partner Al Majmoua. The borrowers have been friends since they came to Lebanon from their hometowns in the Philippines, to work as housekeepers for the sake of developing their families’ lives and needs.

Jovita is a 40-year-old married woman and a mother of three children. Her husband is not employed, that's why she had to work hard in order to cover her family's needs. Her portion of the loan will be invested in covering her children living and educational expenses in the Philippines, because most of the housekeepers don't get their salary on monthly basis, but rather they get the money they have earned when they leave for home.

That's why her loan will be sent to her children.

Jovita is the one standing in the middle. Ermalyn is the one standing on the right side of the picture and Julie Ann is the one with the red shirt on the left.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Lebanon

  • $15,800
    Average annual income
  • 129
    View loans »
    Lebanon Loans Fundraising
  • $16,262,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Faqra Group's $1,100 loan helped a member to send money to her children to cover their living and eductaional expenses.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 9, 2013
Jul 11, 2013
Currency Exchange Loss:
Dec 17, 2013