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Phan's Group
In this Group: Phan, Sok
Phan, 31 years old, is married and has four kids. She lives with her husband in a rural village in the Dambae district of Kampong Cham province, Cambodia. She and her husband earn a living through planting cassava and farming rice. Together, they can earn about 41,000 KHR per day from the current business and manage to save about 22,000 KHR each day after offsetting expenses.

Phan has been with VisionFund for two cycles while the other member has been with VisionFund for one cycle. The past loans that she successfully paid back have helped her family support their business and improve their living conditions. Now Phan is leading her group to ask for a loan of 3,000,000 KHR each. As the leader, she is going to use her portion to buy fertilizers and rice seeds for her farmland. She hopes to make rice to improve her standard of living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 136
    View loans »
    Cambodia Loans Fundraising
  • $35,092,400
    Funds lent in using Kiva
  • 3,982.2
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Phan's Group's $1,525 loan helped a member to buy fertilizers and rice seeds.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Jun 6, 2013
Jul 8, 2013
Currency Exchange Loss:
Apr 16, 2014