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Klousse has requested a loan from WAGES in order to increase his cereal stocks and take care of his family (he is married and has six children, one of whom is at school). He has worked in this business for 25 years, and gets his supplies in Lomé and remote villages throughout the country. He is pleased with his business as it provides him with considerable income.

Klousse is 44 years of age. His wish is to increase his distribution area, as well as to export cereals abroad.
View original language description ↓
Afin de renforcer son stock de céréales et prendre soin de sa famille (marié et père de 06 enfants dont 01 scolarisé), Klousse fait une demande de crédit à WAGES pour pouvoir répondre à ses besoins. Avec une ancienneté de 25ans dans l’activité, il s’approvisionne à Lomé et dans les villes reculées du pays et s’y plait bien car cela lui procure des revenus considérables. Âgé de 44ans, son souhait est d’élargir son terrain de distribution et pourquoi pas exporter les céréales à l’étranger.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,700
    Average annual income
  • 2
    View loans »
    Togo Loans Fundraising
  • $8,706,700
    Funds lent in using Kiva
  • 508.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD
A loan of $600 helped Klousse to buy cereals.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 5, 2013
Jul 8, 2013
Currency Exchange Loss:
Aug 7, 2013