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Huong's Group
In this Group: Huong, Bac, Hoc, Huong, Quy, San
Huong is 33 years old. She has three children. Two of them are learning at 10th and 8th grade. The last one is little. She and her husband sell buffalo meat and beef in a market to earn a living. They earn about 12,000,000 VND per month. They have done this job for 12 years. Besides that, Huong also grows rice to earn more money. Her challenge in work is the market is too far from her house, making transportation difficult and time-consuming. Her dream is to become a supplier buffalo meat and beef for neighborhoods. This loan is one of the steps that help her reach this dream. She can buy more buffalo and beef cows to breed. She is a hardworking and passionate businesswoman.

Huong has participated in SEDA’s credit program since 2010. In the last loan cycle, she borrowed 8,288,000 VND and repaid it on time. In this loan cycle, she wants to borrow 9,184,000 VND. She’ll use profit to invest in her business and raise her children well.

Other members who are part of Huong’s group include the following

Bac is 27 years old. She has two children. She grows rice. She wants to borrow 6,496,000 VND to breed pigs
Hoc is 49 years old. He has two children. He is a builder. He wants to borrow 7,392,000 VND to invest in her work.
Huong is 23 years old. She has two children. She makes carpentry. She wants to borrow 6,496,000VND to invest in her work
Quy is 60 years old. She has four children. She is a cleaner. She wants to borrow 7,392,000 VND to breed pigs
San is 40 years old. He has two children. He raises buffalo and beeves. He wants to borrow 8,288,000 VND to invest in her breeding

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 118
    View loans »
    Vietnam Loans Fundraising
  • $14,474,375
    Funds lent in using Kiva
  • 21,195.4
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Huong's Group's $2,150 loan helped a member to buy more buffalo and beef cows.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 6, 2013
Jul 19, 2013
Currency Exchange Loss:
Jun 17, 2014