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Poy's Group
In this Group: Poy, Khen, Sokra
Poy, 33, is a local farmer who grows rice and cassava as her main sources of income. She is married and has four dependent kids, who are in school. She has three hectares of cassava farmland and one hectare of rainy season paddy, which she has farmed for five years, and which have earned her about 40,000 KHR per day. Poy has been with VisionFund (Kiva’s partner) for four cycles. After the past successful loan, which she has completely repaid, she feels confident that she can relieve her family’s burdens better than before. Poy is now forming a group of three to take out a new loan from VisionFund. She and one of her fellow group members are seeking 2,000,000 KHR each, while the remaining borrower is applying for 1,000,000 KHR. As the group leader, she will spend her loan portion to pay for plowing fees and labor costs, and to buy potash and insecticide for her two cash-crops. She confidently expects good yields, so that she can keep her kids in school until the tertiary level.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 270
    View loans »
    Cambodia Loans Fundraising
  • $37,533,925
    Funds lent in using Kiva
  • 3,982.2
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Poy's Group's $1,275 loan helped a member to pay for plowing fees and labor costs, and to buy potash and insecticide for her crops.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Jun 7, 2013
Jul 8, 2013
Currency Exchange Loss:
Mar 17, 2014