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Issowe Bernard
Mr. Issowe Benard S. was born on October 14, 1970 in Lome. He is married and the father of three children. He is a retailer of electronic goods. His store, ETS AUREOLE WINBA, is located in the Adidogome district of Lome. He makes his cellphones and television monitors widely available by providing his customers with an attractive repayment plan, allowing them to purchase items through weekly payments.

His first business loan has been completely repaid. He is requesting this second loan to enable him to purchase eight (8) high quality cellphones and six (6) television monitors

Translated from French by Dave Gibbons, Kiva Volunteer

Monsieur S. Issowe Bernard est né le 14 octobre 1970 à Lomé. Il est marié et père de trois enfants. Il est revendeur des appareils électroniques dans son magasin ETS AUREOLE WINBA dans le quartier Adidogomé à Lomé. Pour pouvoir permettre à tout le monde de disposer de portables et de télévision, il met à la disposition de ses clients un système de paiement relativement avantageux qui leur permet de d’acquérir des portables et de payer par semaine.
Il a une fois bénéficié du crédit et a bien remboursé. Ce second crédit qu’il sollicite lui permettra d’acheter 8 téléphones portables de haute qualité et 6 postes téléviseurs.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,700
    Average annual income
  • 15
    View loans »
    Togo Loans Fundraising
  • $8,750,975
    Funds lent in using Kiva
  • 418.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Issowe Bernard purchase of Televisions and Cellphones.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 16, 2008
Sep 1, 2008
Currency Exchange Loss:
Oct 15, 2009