Camino Al Progreso (Cuenca) Group
One of the members of this group is Señora Maria Rosa, who is now in her third loan cycle, along with her friends and fellow group members from Camino al Progreso, a group that she likes a lot, since she shares good moments with her neighbors, leaves the routine of her work, and at the same time learns from the educational talks that they receive.
Señora Maria Rosa is 43 years old. She is married, and she and her husband have five children, ages 23, 21, 18, 15, and 12. Her oldest, a daughter, works and helps her economically. Her second child, a son, is married and lives independently. Her next two children work but only for their personal expenses, and her last son lives at home. Her husband works as a bricklayer. The house where they live is their own.
Doña Maria Rosa works in agriculture. What she harvests is for the household consumption, and she sells what is left. She also raises chickens, pigs, and guinea pigs.
She is going to invest her loan in the purchase of chickens, guinea pigs, and construction materials to make a bigger chicken coop.
Her goal is to grow in her animal-raising business.
The little photo is of two members who were not able to be present when the group photo was taken.
Una de las socias de este grupo es la Señora. María Rosa, se encuentra en su tercer crédito que realiza a lado de sus amigas y compañeras del grupo de crédito Camino al Progreso, grupo que le gusta mucho ya que comparte buenos momentos con sus vecinas, sale de la rutina de su trabajo y a la vez aprende con las charlas de educación que reciben.
La Señora. María Rosa tiene 43 años, es casada y fruto de su unión conyugal ha concebido 5 hijos de 23, 21, 18, 15 y 12 años de edad, su primera hija trabaja y le ayuda económicamente, su segundo hijo ya es casado y vive independiente, sus dos siguientes hijos trabajan pero solo para los gastos personales y su último hijo pasa en casa. Su esposo labora como albañil, la casa en la que vive propia.
Doña María Rosa se dedica a la agricultura, lo que cosecha es para el consumo de su casa y el sobrante lo vende, también cría pollos, cerdos y cuyes.
Su crédito va a invertir para la compra de pollos, cuyes y materiales de construcción para hacer un galpón de pollos más grande.
Su meta es crecer en su negocio de la crianza de animales.
La foto pequeña es de dos socias que no pudieron estar presentes cuando se tomo la foto del grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid