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Chinacual Group
In this Group: Javier , Elmer Joel , Reyna , Rafael , Edgar Virgilio
Javier is a married 49 year old. He never had the opportunity to obtain an education. He has 5 children and one of them is studying. He is a farmer, more specifically, he grows corn and coffee. He began this business because of the necessity of obtaining an income in order to support his family and he has 30 long years of experience to date.

He is organizing a group in order to be able to request a loan that he will use for the purchase of agricultural supplies, such as seed, fertilizer, etc. In the future he hopes to be able to count on better and more abundant harvests. The other members of the group work in agriculture. In the photograph there are 6 members but only 5 have been granted the loan.
View original language description ↓
El señor Javier esta casado, tiene 49 años de edad, no tuvo la oportunidad de estudiar, tiene 5 hijos y de ellos 1 está estudiando, se dedica a la agricultura, específicamente siembra maíz y café, inició este negocio por la necesidad de generar ingresos económicos para el mantenimiento de su familia y hasta la fecha lleva 30 largos años de experiencia.

Organiza un grupo para poder solicitar un préstamo que lo utilizará para la compra de insumos para agricultura tles como: semillas, fertilizantes entre otros, en el futuro espera contar con mejores y abundantes cosechas. Los demás integrantes del grupo se dedican a la agricultura. En la fotografía aparecen 6 integrantes pero solamente a 5 se le concedió el préstamo.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $4,155
    Average annual income
  • 61
    View loans »
    Guatemala Loans Fundraising
  • $9,070,525
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Chinacual Group's $1,600 loan helped a member to buy supplies for farming.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 22, 2013
Listed
Jul 6, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 30, 2014