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Anonymous
The client lives in her own house with her life partner and children. She is very well-known in the area where she lives for her humility and dedication to her work. She has never stopped overcoming and has always moved forward from her difficulties.

With effort and dedication, she has a store in which she sells staple products: bulk grains, milk, eggs and rice, among others. She is very dedicated to her work and very helpful with selling. Because of this, she has clients who look for her and prefer her for her products.

She has seen the need to fill the store a little more due to the increase in demand, and she does not have the capital to achieve this. This is why the client is asking for a loan, to buy more products like bulk grains, instant products, candies, drinks, etc. She trusts God that the help she requests will soon be granted, and she will have no more worries than bringing home a daily livelihood.
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La clienta vive en casa propia con su compañero de vida y sus hijos, es muy conocida en la zona donde reside por su humildad y su entrega al trabajo, nunca se ha dejado vencer y siempre ha salido adelante con sus dificultades. Con esfuerzo y dedicación posee una tienda en la que vende productos de primera necesidad granos básicos, leche, huevos, arroz, huevos, entre otros, es muy dedicada a su labor y muy servicial a la hora de vender, es por eso que posee clientes que la buscan y la prefieren por sus productos. Se ha visto en la necesidad de surtir un poco mas la tienda debido al aumento de demanda y no tiene el capital para realizarlo, es por eso que la clienta solicita un crédito para comprar más productos como granos básicos producto instantáneo, golosinas, bebidas, etc. Confía en Dios de que pronto la ayuda solicitada, será otorgada, y no tendrá más preocupación que llevar el sustento diario a su hogar.

Additional Information

More information about this loan


This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   


Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.


About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 561
    View loans »
    El Salvador Loans Fundraising
  • $23,948,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped this borrower to buy bulk grains, instant products, candies, drinks, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 11, 2013
Listed
Jul 6, 2013
Currency Exchange Loss:
N/A
Ended:
May 18, 2014