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Mercedes Mariela
Mercedes, age 37, is a single mother. She lives in the home of a family member with her 10-year-old child. She has sold clothing for several years and has gained a lot of experience which allows her to make better earnings. Her business is located in her home. She has built up a strong clientele because people know that all of her products are quality, at accessible prices, and with unrivalled service. She is always ready to serve her clients. Mercedes is a very enterprising woman who is dedicated to her work and very hard-working. Every day she works as hard as she can to create a better life for herself. In the last few weeks demand has increased and she wants to take advantage of this and make a new investment, but she does not have sufficient capital. This is why she is requesting a loan from Integral. It will allow her to buy clothing wholesale. Mercedes assures us that she will be able to clear the debt, and she also hopes that this loan will bring economic stability to her home.
View original language description ↓
Mercedes de treinta y siete años de edad es madre soltera vive en casa de un familiar con su hijo de 10 años de edad, ella se dedica a la venta de ropa tiene varios años con el negocio y eso le ha regalado mucha experiencia que le permite obtener las mejores ganancias, el negocio esta ubicado en su lugar de residencia, se ha hecho de mucha clientela pues las personas saben que todo es de calidad, a precios accesibles y con un servicio inigualable siempre a la orden y al gusto de los clientes; mercedes es una mujer emprendedora, dedicada a su labor y muy luchadora, día con día se esfuerza al máximo para ganarse una vida mejor, en las últimas semanas aumento la demanda y quiere aprovechar para una nueva inversión, pero no posee de suficiente capital que la respalde por eso le solicita a INTEGRAL un crédito que le permita comprar ropa por mayor. Mercedes asegura que podrá saldar la deuda y a la vez tiene la esperanza que llevara a su hogar seguridad económica.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 642
    View loans »
    El Salvador Loans Fundraising
  • $28,178,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Mercedes Mariela to buy clothing wholesale.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 15, 2013
Jul 6, 2013
Currency Exchange Loss:
Aug 23, 2014