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Marie Andre's Group
In this Group: Marie Andre, Ndella, Amy, Fatou Ngom, Mbayang
This group of five women is part of a banc villageois that was created on 2 November 1995, and whose members are women who live in the local village and surrounding areas. They all have a great relationship, and work in either retail or rearing livestock.

Ndella is standing on the right of the photo with her hand raised, and is 44 years of age. She is married and has eight children, three of whom are boys. With this loan, she plans to buy millet and black-eyed peas which she will sell (between 100 and 500 kilos). She also plans to buy ten bowls of hibiscus flowers. In addition to her current business, she also plans to work rearing livestock, so wants to buy an ox to fatten.

With her profits, Ndella will be able to save, repay the interest on her loan, contribute to paying her family’s daily expenses, and continue to build her bedroom.
View original language description ↓
Ce groupe de 5 femmes fait parti du banc villageois qui a été crée le 2 novembre 1995. Ce dernier regroupe des femmes qui habitent le même village et ceux des alentours. Elles entretiennent de bonnes relations et font comme activité le commerce et l'embouche.
Debout à droite de la photo et levant la main, Ndella est âgée de 44 ans. Elle est mariée et mère de 8 enfants dont 3 garçons. Elle a aussi en charge les 6 enfants de sa coépouse.
Elle envisage avec le prêt de vendre du mil, du niébé, elle compte acheter 100 à 500kg. Elle va acheter aussi 10 bassines de bissap. Elle va faire en activité parallèle l'embouche bovine en achetant un bœuf , quelle va engraisser.
Les bénéfices lui permettront d'épargner, de verser ses intérêts, de renforcer la dépense quotidienne de la famille et de continuer la construction de sa chambre.

Additional Information

More information about this loan

This loan is going to a borrower or borrower group living in a rural area.

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Senegal

  • $2,300
    Average annual income
  • 39
    View loans »
    Senegal Loans Fundraising
  • $14,549,700
    Funds lent in using Kiva
  • 504.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Marie Andre's Group's $3,875 loan helped a member to buy black-eyed peas, millet, hibiscus flowers, and an ox.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 22, 2013
Jul 8, 2013
Currency Exchange Loss:
Jan 17, 2014