Señora Candelaria is in a common law marriage. She is 38 and was able to go to school for two years. She has four children, one of whom is in school. She raises small animals, and started this business with the help of her mother. She currently has ten years' experience. Her husband, a merchant, helps her.
She has organized this group to request a loan which she will use for the purchase of hogs and hog feed. In the future she hopes to be able to have a large capital, and her dream is to sell livestock. The other group members work in livestock, commerce, and artistry.
La señora Candelaria de estado civil unida de hecho, tiene 38 años de edad, tuvo la oportunidad de estudiar 2 años de educación primaria, tiene 4 hijos y 1 de ellos esta estudiando, se dedica a la crianza de animales domésticos, inició este negocio con la ayuda de su madre y hasta la fecha lleva 10 años de experiencia, cuenta con el apoyo de su esposo quien se dedica al comercio.
Organiza un grupo para poder solicitar un préstamo que lo utilizará para la compra de cerditos y concentrado para los mismos, espera en el futuro contar con un capital grande y su sueño es comercializar ganado. Las demás integrantes del grupo se dedian a actividades pecuarias, comercio y artesanía.
About Asociación ASDIR
ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.