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Bairon Angel

Update on Bairon Angel

Don Bairon is the father of three children who are students in secondary school. Since his wife is a housewife, everyone depends on Bairon, who continues his work as a security guard.

He seeks this loan to continue building the porch of his house which he has not yet been able to complete as he works at it a little at a time because his income is very small. With the loan he wants to purchase materials that will allow him to complete this construction, which will provide more space and security for the family within the house.
View original language description ↓
Don Bairon, es padre de tres hijos los cuales son estudiantes de secundaria, su esposa es ama de casa, por lo que todos dependen de don Bairon, el continua su labor como guarda de seguridad. Solicita el crédito para continuar haciendo el porche de su casa el cual no ha podido terminar ya que va poco a poco porque sus ingresos son muy bajos, con el préstamo desea comprar más materiales para poder terminar esta construcción, de esa manera tener más espacio y seguridad para la familia dentro de su vivienda.

Previous Loan Details

Bairon works a security guard. He is married and has three children. His goal is to build his home. Little by little he has purchased construction supplies with his savings. It has been difficult for him to get the project started because he didn't have enough supplies or money for labor. ... More from Bairon Angel's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 75
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Bairon Angel to purchase cement, cinder blocks, sand, purlins, and zinc.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 19, 2013
Jul 31, 2013
Currency Exchange Loss:
Jun 17, 2014