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Saida, 29 years old, is unmarried and has no children. She has a higher education. She started a business in 2012 with 25,000 somons. She rented a storefront, opened a barber shop there, and also rents wedding dresses. Thanks to her hard work and patience, Saida was successful and began receiving a monthly profit of 14,000 somons (KGS). In addition, she grows flowers and fir trees, which she sells. In order to further grow her business, Saida has turned to "Bai-Tushum and Partners" Microfinance Bank to request a loan in the amount of 80,000 somons (KGS) for the purchase of wedding dresses and decorations. She also hopes to repair the barber shop. Saida plans to use the income from the loan to invest into further growing her small business, as well as towards making capital repairs to her house.
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Саида, 29 лет, не замужем. Детей нет. Образование- высшее. Бизнес начала в 2012 год с 25 000 сом. Арендовала помещение, открыла там парикмахерскую, а также прокат свадебных платьев. Благодаря ее непосильному труду и терпению, Саида достигла небольших успехов в работе и стала получать ежемесячную прибыль в сумме 14 000 сом (KGS). Дополнительно занимается выращиванием цветов и елей, с дальнейшей продажей. В целях дальнейшего развития своего бизнеса, Саида обратилась в Микрофинансовый Банк «Бай-Тушум и Партнеры» за кредитом в сумме 80,000 сом (KGS) на покупку свадебных платьев и украшений, также хочет провести ремонт в парикмахерской. Доходы от кредита Саида планирует вложить в дальнейшее развитие своего небольшого бизнеса, а также сделать капитальный ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 87
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,001,375
    Funds lent in using Kiva
  • 48.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,650 helped Saida to repair her barber shop.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 7, 2013
Jul 8, 2013
Currency Exchange Loss:
Jan 18, 2015