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Faniya is 64 years old, married, and has two children and grandchildren. She has higher education. She worked as veterinary for a period of 16 years.

In 1990 Faniya started with livestock breeding together with her family. The livestock breeding business was started with 25,000 som (KGS). Faniya's husband helps with the business. Thanks to Faniya's persistent work and her education as a veterinary, the farm today has two dairy cows and one calf. Further they have 1.40 hectares of land available, on which she plants clover every year. The harvest is used as fodder for the livestock.

With an aim to further develop her business, Faniya turned to our microfinance bank "Bai Tushum & Partners" for a loan in the amount of 60,000 som (KGS) for the purchase of steers. Faniya plans to invest the income from the loan in helping her children improve their families' well-being, and also to large repairs on the house.
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Фания, 64 года, замужем, 2 детей и внуки. Образование высшее. Работала врачом-ветеринаром на протяжении 16 лет. С 1990 года Фания вместе со своей семьей начала разводить скот. Бизнес в сфере животноводства был начат с 25 000 сом (KGS). Супруг Фании помогает по хозяйству. Благодаря упорному труду Фании и образованию в области ветеринарии, на сегодняшний день она имеет хозяйство: 2 дойные коровы, 1 теленок. Также в наличии имеет 1,40 ГА орошаемой земли, на которой она ежегодно сажает клевер. Урожай используют в качестве корма скоту. В целях дальнейшего развития своего бизнеса, Фания обратилась в наш Микрофинансовый Банк «Бай-Тушум и Партнеры» за кредитом в сумме 60 000 сом (KGS) на покупку бычков. Доходы от кредита Фания планирует вложить в помощь своим детям улучшить семейное благосостояние, а также сделать капитальный ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 70
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,305,375
    Funds lent in using Kiva
  • 48.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Faniya to purchase steers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 7, 2013
Jul 5, 2013
Currency Exchange Loss:
Jul 17, 2014