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Flor De La Tierra Group
In this Group: Francisco , Alfonso , Abraham Evilmerodac, Hugo Fernando , Miguel , Felipe , Jose Rigoberto , Felipe
Sr. Francisco is 40 years old, married, and did not have the opportunity to study. He has seven children, four of whom are studying. Francisco is a farmer who grows corn and beans. He started his business by purchasing only a few seedlings and now he has 15 years of experience in this line of work.

Francisco organized a group so that he could request a loan. He will use the money to buy fertilizers for his coffee and corn crops so that he will have a better harvest. In the future, he would like to have more land for planting coffee so that he can generate more income.

The other members of the group are also farmers. It should be mentioned that there are 10 people in the photograph, but only 8 of them are participating in this loan.

View original language description ↓
El señor Francisco, su estado civil es casado, de edad 40 años, no le dieron la oportunidad de estudiar, tiene 7 hijos y 4 de ellos estan estudiando, él se dedica a la agricultura cultiva maíz y frijol, inició este negocio comprando solamente una plantitas y hasta la fecha lleva 15 dichosos años de experiencia.

Organiza un grupo y solicita un préstamo que lo utilizará para la compra de fertilizante para sus cultivos de café y maíz, para tener mejores cosechas, en el futuro desea tener mas terreno para poder sembrarlo de café y obtener mejores ganancias; los demás integrantes del grupo se dedican a actividades agrícolas. Cabe mencionar que en la fotografía aparecen 10 personas, pero, solamente a 8 de ellos se les concedió el préstamo.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 129
    View loans »
    Guatemala Loans Fundraising
  • $10,855,800
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD
A portion of Flor De La Tierra Group's $3,275 loan helped a member to buy fertilizers for his coffee and corn crops.
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jul 2, 2013
Jul 6, 2013
Currency Exchange Loss:
Aug 5, 2013