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The borrower lives in her own house with her life partner and her son. She has worked for three years selling and making arrangements and decorations. She has many customers since she sells her products at affordable prices. With the income she earns, she helps with the household expenses.

She is requesting a loan to purchase all of the necessary supplies such as chocolates, stuffed bears, flowers, glue, cellophane bags, and foam decorations so that she can continue with her business. It is her only source of work and this way she will be able to continue helping with the household expenses.
View original language description ↓
La clienta vive en casa propia con su compañero de vida y su hijo, ella de dedica a la venta y elaboración de arreglos y adornos desde hace 3 años tiene mucha clientela pues vende a buen precio sus productos, con las ganancias que obtiene ayuda en los gastos de su casa, la clienta esta solicitando un préstamo para poder comprar todos los materiales necesarios como: chocolates, osos de peluche, flores, pega, bolsas de celofán, adornos de fomy, etc. para poder seguir con su negocio ya que esa es su única fuente de trabajo y asi poder seguir ayudando en los gastos del hogar.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 722
    View loans »
    El Salvador Loans Fundraising
  • $27,126,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped this borrower to purchase chocolates, stuffed bears, flowers, glue, cellophane bags, and foam decorations.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jun 27, 2013
Jul 5, 2013
Currency Exchange Loss:
Apr 16, 2014