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Paulino lives with his wife in a house they own. He is a responsible man who is always trying to improve his financial situation. He works in his own bakery where he makes French bread in the early hours of the morning in order to sell it before breakfast. Breakfast and dinner are when most people eat it. His wife also helps him make the bread and later goes out to sell it in different neighborhoods.

He is requesting a loan from INTEGRAL to have the necessary help to invest in the purchase of flour, yeast, butter, cans, and all of the necessary items to be able to produce more bread. This project to improve his bakery is very important for the business, which will improve his quality of life and that of his family.
View original language description ↓
Don paulino vive con su esposa en casa propia, el es un hombre muy responsable quien siempre está en miras de mejorar su estabilidad económica. El trabaja en su propia panadería en la que elabora pan francés a primeras horas de la madrugada para poder venderlo antes del desayuno, que es cuando las personas más lo consumen al igual que en la cena. Su esposa también le ayuda a elaborar el pan y luego sale a venderlo por las diferentes colonias. El solicita un préstamo a INTEGRAL, para contar con la ayuda necesaria para invertir en la compra de harina, levadura, manteca, latas y todo lo necesario para poder producir más. Este proyecto de mejoramiento para su panadería es muy importante para el puesto que así mejorará su calidad de vida y la de su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 793
    View loans »
    El Salvador Loans Fundraising
  • $25,672,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped Paulino to purchase flour, yeast, butter, and cans.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 27, 2013
Jul 5, 2013
Currency Exchange Loss:
Jun 19, 2014