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Rani is 34 years old and has been doing a business of scrap recycling for the past two years. She buys PET bottles like Pepsi, Coke, Mirinda (500 ml, 1 ltr, 1.5 ltr, and 2.25 ltr) or other similar bottles in scrap. After proper crushing and recycling these bottles, she sells them to the people of her community. Through her business she makes an enough income to contribute to the family's income.

She has five children, all are school going and she hardly manages to satisfy their needs. She is liable to provide them with good food, health, and education so she requires earning more income to support her family well.

She is in her second loan cycle with Kashf Foundation, and she requested a loan of Rs. 25,000 to buy more bottles in different sizes to inflate her sales. She expects a boost in her earnings and wishes to spend part of the profits on the expansion of her business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 474
    View loans »
    Pakistan Loans Fundraising
  • $15,107,750
    Funds lent in using Kiva
  • 99.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Rani to buy more bottles in different sizes to inflate her sales.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 12, 2013
Jul 7, 2013
Currency Exchange Loss:
Jul 17, 2014