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Nadia is a 35-year-old mother of four from the Negev region. She manages a gift store in another village in central Israel. Customers from her town in the Negev would place orders and she would periodically deliver the products As the orders have grown, it is too difficult to go each day and bring orders back to the Negev. She simply cannot meet the demand with the commute.

Nadia is well known for her unique and artistic gifts. Her customers recommended she open a store in the Negev and increase her clientele. There is strong demand for her gifts at birthdays, weddings, births, school events and holidays.

She needed this loan to assist in the costs for preparing the new store. The loan will help in paying for shelving, a refrigerator for chocolate, work tables, publicity and raw materials for the gifts.

Nadia is managing her business with professionalism and determination. She has strong potential to keep expanding. One day she wants to diversify and include specialty occasion dress rentals and jewelry sales.

Additional Information

More information about this loan

KIEDF targets some of the most marginalized groups and areas in Israel with its microfinance services, specifically working with Bedouins, Haredi women, and Israeli-Ethiopians. By contributing to this loan, you are supporting a borrower who otherwise would have very limited access to financial services. 

About KIEDF:

Koret Israel Economic Development Funds (KIEDF) launched its direct lending program, SAWA, in 2006 to help low-income and unemployed populations within Israel create independent income-generating activities. SAWA currently serves Bedouin women in the Negev, Arab Israeli women in northern Israel and Jewish Israeli women. SAWA loans support a wide variety of small business types including consumer goods sales, grocery stores, animal raising, hairdressing, sewing, and day care. SAWA continues to grow and serve new populations while maintaining a loss rate of less than 3%.


About Israel

  • $28,930
    Average annual income
  • 0
    View loans »
    Israel Loans Fundraising
  • $1,247,675
    Funds lent in using Kiva
  • 3.6
    Israel New Shekels (ILS) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $5,500 helped Nadia to purchase shelving, a refrigerator for chocolate, work tables, publicity and raw materials for the gifts.
66% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 6, 2013
Jul 7, 2013
Currency Exchange Loss: