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Nadou, age 33, is the married mother of four children, three of whom go to school. She is a dynamic woman who has been selling hair styling products (rollers, shampoo, etc.) at the market since 1998 to help her spouse with the household expenses.

Unable to meet customer demand due to insufficient capital, she is seeking a first loan from WAGES to stock up on merchandise and better achieve customer satisfaction. In the long term, she hopes to strengthen her activity and to improve her family’s living conditions
Femme dynamique de 33ans, Nadou afin de prêter main forte à son conjoint dans les charges du foyer revend au marché et depuis 1998 des objets pour la coiffure (rouleaux, shampoing, pommade….). N’arrivant plus à satisfaire les clients à cause de manque de fonds, elle fait son premier crédit à WAGES pour s’en approvisionner en marchandises afin de répondre au mieux au besoin de ses derniers. Elle espère à l’avenir, renforcer son activité et assurer les meilleures conditions à la famille (Mariée et mère de 04 enfants dont 03 scolarisés). Quant à madame Nadou, elle est âgée de 33ans.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,700
    Average annual income
  • 4
    View loans »
    Togo Loans Fundraising
  • $8,634,350
    Funds lent in using Kiva
  • 504.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Nadou to buy hair styling products (rollers, shampoo, etc.) for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 25, 2013
Jul 8, 2013
Currency Exchange Loss:
Jun 29, 2014