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Elvina is a 23-year-old married woman and mother of two children. Elvina is an internally displaced person (IDP) and lives with her husband in the Bilasuvar IDP Settlement. She is a Fuzulu refugee. She has dedicated four years of her life to agriculture. She plants tomatoes, potatoes, eggplants and other vegetables and fruits. Her income from vegetable and fruit sales is 90 AZN. She has more plans for future, such as to get more land for cultivation. She is looking forward to increased sales in the coming summer, because people purchase more fruits at that time.
She has applied for a loan of 2000 AZN from Aqroinvest. This loan is for the purpose of getting new fertilizers and seeds. It will help her to grow more vegetables and fruits in order to get more revenue in the coming summer which will help her to support her family’s needs. Elvina awaits your support.

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.


About Azerbaijan

  • $6,171
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $13,991,525
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,550 helped Elvina to buy new fertilizers and seeds.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jun 18, 2013
Jul 6, 2013
Currency Exchange Loss:
Oct 17, 2014