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Gayane has been selling clothing in one of the city markets for three years. She lives in Vanadzor town with her mother-in-law and 13-year-old daughter. Due to her kind attitude towards people, Gayane has gained many loyal customers over these years. In order to meet current demand and stay competitive in the market, Gayane needs to purchase supplies for her shop. As the family's only breadwinner, it is very difficult for Gayane to sustain the family's living and at the same time cover her shop's operating costs. So now this hard working woman is requesting this loan to purchase the supplies she needs for her shop.
Gayane has many plans for enlarging her store and she hopes that this loan is a good motivation for her to reach her goals.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 94
    View loans »
    Armenia Loans Fundraising
  • $14,006,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,000 helped Gayane to pay for supplies for the store.
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jun 26, 2013
Jul 6, 2013
Currency Exchange Loss:
Aug 5, 2013