For more than 24 years Nadir has been engaged in farming and selling wheat and barley. His wife is his assistant in all matters. They have two children, 25 and 18 years of age.
Nadir is a pensioner. His wife works as a teacher and receives a salary of AZN 250.
Nadir has a hernia. The pain makes it hard to walk and that is why he needs emergency surgery.
To cover all hospital costs, Nadir has applied for a loan in the amount of 1,500 AZN.
About VisionFund AzerCredit:
Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.
While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.
AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.