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Hai's Group
In this Group: Hai, Ly, Mo, Thi, Hau
Hai is 45 years old. She has two children who have stable jobs. To earn a living, her husband is a constructional materials transporter. He earns about 7,000,000 VND per month. Hai breeds pigs to earn additional money. She has done this job for 20 years. She earns 3,000,000 VND per month.

Aside from that, Hai helps her husband in his work. Her family’s total earnings are about 10,000,000 VND per month. Her challenge in life and work is lacking enough capital to expand her breeding farm. She wishes she could build houses for her sons. This loan will help her to attain this dream. She can invest in her pig-raising business to increase her earnings. Hai is a hardworking woman.

Hai has participated in SEDA's micro-finance program since 2010. In the last loan cycle, she borrowed 8,288,000 VND and repaid on time. In this new loan cycle, she would like to borrow 9,632,000 VND to buy more pigs to expand her breeding farm. She will use the profits to build a house and a new farm.

Other members who are part of Hai's group include the following:

Ly is 40 years old. She has two children. She is a worker. She wants to borrow 8,288,000 VND to sell building materials.

Mo is 44 years old. She has three children. She makes food to sell. She wants to borrow 9,632,000 VND to invest in her business.

Thi is 36 years old. She has two children. She is a worker. She wants to borrow 8,288,000 VND to breed chickens and pigs.

Hau is 23 years old. She has a child. She is a worker. She wants to borrow 5,152,000 VND to sell clothes.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 97
    View loans »
    Vietnam Loans Fundraising
  • $14,759,350
    Funds lent in using Kiva
  • 21,164.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Hai's Group's $1,950 loan helped a member to buy more pigs to expand her breeding farm.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 4, 2013
Jul 19, 2013
Currency Exchange Loss:
Jun 17, 2014