This is Judith, 30, a resident of Dasmariñas, Cavite Philippines. She is married to Marlon, a tricycle driver, and she is the mother of their children. She and her husband manage their own household. At this time, she is working hard to continually provide income for her everyday expenses.
Judith oversees and owns the operations of their tricycle transportation business. They have one tricycle that carries up to four passengers to their destination within the community. The tricycle driver then remits a boundary (daily quota) each day to her. In her business, the regular customers are the local community. She also has a tailoring business for additional income. She earns a minimum of Php 500 every day.
To help her continue operations of her business, she is requesting a Php 9,000 loan. She will be using the loan to buy spare parts, accessories and also for the maintenance of their motorcycle.
Judith dreams of expanding her business and hopes to give her children a good and quality education. She meets up with her co-fellowship members to share stories of her work every week, and she also draws strength and inspiration from the Word of God she studies.
* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay micro finance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.