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María Juana
The members of Banco Comunal de Jesús De Nazaret [Jesus of Nazareth Communal Bank] meet every 15 days in the city of Portoviejo, capital of Manabí. The city has been known for many years as the City of Real Tamarinds because of the large quantity of tamarind fruit that grows there.

This is where 65-year-old María lives. One year ago, her dear husband died. This gave her great sadness, but she overcame it through the love and care of her four children, who are all adults now and live nearby. With her lives a 13-year-old boy, whom she has raised since he was small and whom she and her husband saw as their own son. He studies in school now.

In order to have her own income and move forward, María makes her living selling natural and cosmetic products from Avon and Yanbal (beauty items, cosmetics, perfumes, and ladies' accessories). Her sales style is door-to-door and she works everyday because she has many customers who are always buying her products. Her customers buy her natural products more than the rest, so she sells those the most, since they are very good products.

She will use this loan to buy natural and cosmetic products. She has been in the Banco Comunal since it began and she likes it for the help it has given her in difficult moments in her life.

Her dream is for her youngest son to finish his studies.
View original language description ↓
En la ciudad de Portoviejo, capital de Manabí conocida desde hace muchos años como la ciudad de los reales tamarindos, por la gran cantidad de este fruto que había en aquella época, se reúnen cada quince días las socias del Banco Comunal Jesús De Nazaret.

En este lugar vive la señora María, tiene 65 años de edad, hace un año atrás falleció su querido esposo lo cual causo una gran tristeza pero fue superada por el amor y cuidado de sus cuatro hijos que ya son mayores de edad y viven muy cerca, con ella vive un niño de 13 años el cual lo crio desde pequeño y que junto a su marido reconocieron como hijo, el estudia en colegio.

Doña María con la finalidad de contar con sus propios ingresos y con esto salir adelante se dedica a la venta de productos naturales y cosméticos de Avon y Yanbal (artículos de belleza, cosméticos perfumería y accesorios para damas). Su forma de venta es puerta a puerta, trabaja todos los días ya que tiene muchos clientes que siempre le compran sus productos sobretodo los productos naturales que es lo mas vende ya que son muy buenos, da facilidades de pago ya que deja a crédito y cobra cada quince días.

Este crédito lo va a emplear en comprar productos naturales y cosméticos. Está en el Banco Comunal desde el inicio y le gusta por la ayuda que le han dado en los momentos difíciles de su vida.

Su sueño es que su hijo menor termine sus estudios.

About Ecuador

  • $10,200
    Average annual income
  • 80
    View loans »
    Ecuador Loans Fundraising
  • $23,931,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $975 helped María Juana to buy natural and cosmetic products.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 24, 2013
Listed
Jul 7, 2013
Currency Exchange Loss:
N/A
Ended:
Dec 17, 2013