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Concepción Marina
Marina is 33 years old, married, and has three children. She has four years’ experience in her ice cream business and learned this trade on her own. Her parents were not able to provide her with an education so she could not get a job. She supports her family through her business and boards the bus at 5:00 am every day to go from her community to the city center. She arrives at her workplace where she makes the chocolate and then adds the ice cream to the cones, dips them in chocolate, and packages them up so that they are ready for when the salesmen arrive to pick them up. Her day ends at 4:00 pm, when she boards the bus to return home.

She started her business with few sales, but they grew and she rents a small shop where she runs her business and where the suppliers make their deliveries.

She is asking for this loan through Fundación Campo in order to increase her ice cream inventory and she also wants to buy some steers for about $600 to raise in a pasture. This way her children will also stay busy looking after the animals rather than thinking about bad things. She will sell the steers and receive extra income to support the family after some time.

She plans to save up to provide her children with an education so that they can become professionals and increase the size of her small home.
View original language description ↓
Marina tiene 33 años de edad, esta acompañada y tiene tres hijos. Posee 4 años de experiencia en su negocio de venta de sorbetes, esta aprendió el oficio por si sola, ya que sus padres no le dieron estudio no tuvo la oportunidad de encontrar un empleo formal, y es de su negocio que logra mantener a su familia, ademas viaja todos los días en autobús desde su comunidad hasta el centro de la ciudad durante 30 minutos, para lo cual aborda un autobús a las 5:00 de la mañana luego llega a su local donde elabora el chocolate, luego rellena los conos con sorbete y los baña de chocolate y los embolsa, para cuando llegan los vendedores, ella ya les tiene lista la venta a cada uno y los despacha para que salgan a vender, al final del día a las 4:00 de la tarde aborda el autobús y regresa a su casa

ella, inicio su negocio con poquita venta, luego ha venido creciendo y alquila un pequeño local donde funciona su negocio y es así como los distribuidores mayoristas le llevan el producto hasta su local.

El préstamo que esta solicitando a Fundación Campo, es para incrementar los inventarios de su sorbeteria, también quiere comprar unos novillos para engorde en repasto de unos $600.00; ya que así sus hijos también se mantendrán ocupados cuidando los animales y no estén pensando en cosas malas y al final de un periodo de tiempo los venderá y recibirá un ingreso extra para la subsistencia de su familia.


Planea ahorrar y dar estudio a sus hijos para que sean profesionales y también hacer grande su casa ya que es bien pequeña.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 663
    View loans »
    El Salvador Loans Fundraising
  • $24,140,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Expired
A loan of $1,000 helped Concepción Marina to buy supplies.
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jul 1, 2013
Listed
Jul 5, 2013
Currency Exchange Loss:
N/A
Expired:
Aug 4, 2013