Johny is single, does not have children and lives with his parents in their home in the Guaranda province of Bolivar.
Johny makes his living in agriculture. He grows corn, wheat and potatoes. In addition, he has barnyard animals like chickens, pigs and cows. He is requesting the loan to purchase seeds, compost, fertilizer and animal feed.
The loan has helped Johny to pay cash for the things he needs, which gets him a lower price.
His dreams are to have enough money for a better life and for his parents to not get sick.
In his free time, Johny likes to take walks with his parents.
Jonhy es soltero no tiene hijos vive con los padres en casa de ellos el Guaranda Provincia de Bolivar.
Se dedica a la agricultura a la siembra de maiz, trigo y papas ademas tiene a nimales de coral como gallinas, chanchos y vacas el credito solicita para la compra de semillas, abonos, fertilizantes, balanceados para los animales.
El credito le ayudado a comprar las cosas necesarias al contado y sean a bajo precio.
El sueño es tener dinero para tener una vida mejor y que los padres no se enfermen.
En los tiempos libres le gusta pasear con lo padres.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!