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Garun is a charming woman who lives in Yenoqavan village in the Tavush region of Armenia. Garun's son is working abroad in the Russian Federation so in order to make a living for her and her daughter, Garun runs a farm that includes 40 sheep, three cows and ten chickens. Garun also owns a plot of land where she cultivates different types of fruits and vegetables (potatoes, greens, plums, apples, pears and nuts). It is very difficult for Garun to take her harvest to the market and sell it, but she does her best to make a living for her children.

Now, realizing the demand for agriculture in the region, Garun wants to enlarge her farm. Unfortunately she has no financial means to achieve this goal and she is asking for your help. She has requested a loan to purchase 15 more sheep. These will significantly increase her income and she will be able to improve her standard of living and also her farm.

Garun is sure that this loan will be a great motivation for her to continue running her farm and expanding it.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 134
    View loans »
    Armenia Loans Fundraising
  • $14,328,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Garun to pay for 15 sheep.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jun 28, 2013
Jul 6, 2013
Currency Exchange Loss:
Aug 17, 2015