Resty is a single mother, aged 27 years, with three children who are 9, 7 and 3. Two of her children are attending primary schools. She is a businesswoman who operates a retail shop and is also trading in bark-cloth (traditional attire). She supplements her income with agriculture from which she earns twice in a year. She has been in these businesses since 2011 and she works 7 days a week, and each day she works for 12 hours.
Her businesses are located in a rural setting. She started these businesses in order to get money for taking care of her children by providing them with daily food, paying their school fees and providing their other needs.
Resty has acquired this loan in order to restock her business and be able to serve her clients better. She sells her retail shop goods to people around her area. She also sells bark–cloth to traders from the city who use them to make crafts.
Her greatest dreams are to educate all her children to the highest levels of education and to expand her retail shop into a wholesale shop. She faces the problem of price fluctuation, because she sells her goods to poor people who cannot afford any increase in price. Her transport costs are also high. She describes herself as a successful and hardworking woman.