Beatrice is a 45 year old married woman. She has 2 children aged 16 and 20. She describes herself to be determined. She operates a tailoring business where she sells suits. She has been involved in this business for 4 years. Her business is located in a shopping centre. She describes her biggest business challenge to be inadequate capital for expansion. She will use the Kes 20,000 loan to purchase material for sewing suits. This is her 1st application for a loan with SMEP DTM.