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Shabnum is a 30-year-old energetic, married woman. She has had a flower-making business for many years and it's been a passion for her. She offers various colorful flowers for decorating homes and events like birthdays and other parties. She sells the flowers to the people of her community and also supplies the local market. She requires a loan of 15, 000 PKR to buy various types of fabric, such as silk and cotton, and packs of glue and wire as raw materials. In this way she would be able to consistently meet the growing demands of her customers. She wishes to spend part of the revenues to deal with the expenses of her family and to increase her business capital.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 279
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 99.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Shabnum to buy various types of fabric, such as silk and cotton, and packs of glue and wire as raw materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 13, 2013
Jul 5, 2013
Currency Exchange Loss:
Jul 17, 2014