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Update on Adjo

Adjo is a 52-year-old widow who has some children in her care. In order to improve the children's living conditions, she resells condiments (vegetables and spices). She buys her goods at the Grand Market in Lomé and displays her various products in front of her house. The loan that she is requesting will help allow her to support her children and develop her business.
View original language description ↓
Adjo a 52ans et est veuve. Elle a en charge des enfants. Pour améliorer les conditions de vie de ses derniers, elle revend des condiments (légumes et des épices). Elle s’approvisionne au grand marché de Lomé et expose ses différents produits à la devanture de sa maison. Le prêt sollicité l’aidera à aider ses enfants et faire développer ses activités.

Previous Loan Details

Adja is a 49 year old widow. She cares for four children. She re-sells condiments in order to improve the condition of her life and the lives of her children. She also employs an additional person to help with her business. She purchases supplies for her business from the large market in Lomé and... More from Adjo's previous loan »

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Togo

  • $1,500
    Average annual income
  • 5
    View loans »
    Togo Loans Fundraising
  • $8,894,925
    Funds lent in using Kiva
  • 505.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD