Nyawana is a member of the Bon Berger (“Good Shepherd”) business group. A young, experienced entrepreneur, she is 39 years old, married, and has eight children, all of whom attend school. Her husband is a general trader.
Nyawana sells palm oil. She sells her products at the public market and sometimes from home. She started her business around six years ago, using her own money received from her husband.
Nyawana will use this new loan to buy two drums of palm oil. In this way, she would like to increase her capital and feed her children.
Finally, she would like to thank Hekima for providing support to small-scale entrepreneurs through microcredit.
La cliente Nyawana est membre du groupe d’affaire « Bon berger», jeune entrepreneur expérimentée, âgée de 39 ans, mariée et mère de 8 enfants qui étudient tous. Son conjoint est un commerçant de divers. La cliente est vendeuse d’huile de palme. Elle installe ses produits au marché public et parfois à son domicile. Elle commença ses affaires avec son fonds propre reçu de son mari, Il y a environ 6 ans. Ce nouveau prêt va lui servir d’acheter 2 fûts d’huile de palme. Ainsi, elle souhaite accroitre son entreprise, scolariser et nourrir ses enfants. Au finish, elle remercie fortement Hekima pour son soutien en microcrédit aux petits entrepreneurs.
More information about this loan
HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.