Shamwindo is a member of the Atuwezeshe business group. A young, experienced entrepreneur, she is 28 years old, married, and has five children, who are all at school. Her husband is a student at the university.
Shamwindo sells meat from a small butcher shop. She started her business around a year ago, using her own money received from her husband. This new loan will help her buy three goats.
In this way, she would like to expand her business, support her husband’s education and build a house for her family.
Finally, she would like to thank Hekima for providing support to small-scale entrepreneurs through microcredit. It should be noted that some customers are pictured holding their children.
La cliente Shamwindo est membre du groupe d’affaire « Atuwezeshe», jeune entrepreneur expérimentée, âgée de 28 ans, mariée et mère de 5 enfants qui étudient tous. Son conjoint est un étudiant à l’université. La cliente est vendeuse de viande. Elle installe ses produits dans sa modeste boucherie. Elle commença ses affaires avec son fonds propre reçu de son mari, Il y a environ une année. Ce nouveau prêt va lui servir d’acheter 3 chèvres. Ainsi, elle souhaite accroitre son entreprise, scolariser son mari et ses enfants et construire une maison pour sa famille. Au finish, elle remercie fortement Hekima pour son soutien en microcrédit aux petits entrepreneurs. Il sied de signaler que certaines clientes détiennent leurs petits enfants.
More information about this loan
HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.