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Mrs. Sikiratou S. was born in 1963 in Tabligbo, in the Yoto prefecture in the coastal region of Togo. She is a married mother of three children, all of whom are in school. She has been selling cosmetics since 2002, and she always helps her husband pay the family’s expenses. During the summer vacation period, she would like to increase her supplies in order to sell a large quantity of them and pay for a part of her children’s education. She is thus requesting this second loan, after quickly repaying the first loan she received, to purchase four boxes of lotion and two boxes of other beauty products.

Translated from French by Kristina Jackson, Kiva Volunteer.

Dame S. Sikiratou est née en 1963 à Tabligbo dans la préfecture de Yoto dans la région maritime au Togo. Elle est mariée et mère de trois enfants qui vont à l’école. Elle a pour activité principale la vente des produits cosmétiques depuis 2002. Elle aide toujours son mari dans les dépenses de la famille. Pendant ces vacances, elle désire augmenter son stock afin de pouvoir bien vendre et supporter une partie des frais de scolarité de ses enfants.
A cet effet, elle sollicite ce second crédit après un prompt remboursement du premier pour acheter 4 cartons de crème et 2 cartons d’autres produits de beauté.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,500
    Average annual income
  • 2
    View loans »
    Togo Loans Fundraising
  • $8,894,800
    Funds lent in using Kiva
  • 415.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD