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Mbayuwayu Group
In this Group: Obed, Muhidini, Scolastica, Mohamed, Antipas, Kamilius, Jafari, Charles, David, Saidi, Ally
Obed, who in in his mid 40s, is married and has four children, and all of them are still at school.

He has been running a retail shop, selling food items for three years now. He works from 6:00 a.m. to 9:00 p.m. daily and is able to make a very good monthly profit.

This will be Obed's fifth loan from Tujijenge Tanzania. He used the previous loans to increase the shop inventory. At first, he had small capital, so the shop had very few items, but as he was taking more loans, he was increasing the stock inventory. He is happy with the loan because the shop has grown more. He has paid back all his loans successfully.

He will use this loan to restock the out-of-stock items in the shop inventory -- things like sugar, rice, beans, cooking oil, packets of salt, maize flour, etc. He dreams to shop more business items in future.

He will share this loan with her loan group "Mbayuwayu," which totals 11 members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 44
    View loans »
    Tanzania Loans Fundraising
  • $15,319,500
    Funds lent in using Kiva
  • 1,631.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Mbayuwayu Group's $3,300 loan helped a member to restock the out-of-stock items in the shop inventory.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 26, 2013
Jul 5, 2013
Currency Exchange Loss:
Nov 17, 2013