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Gilberto is 30 years old. He is married and currently lives with his wife and two children.

With the loan he hopes to buy supplies like fertilizers, and fumigants. He intends to maintain the fields so they don't suffer any damage and so they don't lose production, and so with his coffee-growing project be able to generate more profits to contribute to his family.

For this reason he is applying for a loan, and it's the first loan he has received from FUDECOSUR. He had not had other loans from state banks before, but FUDECOSUR has offered him a more convenient loan with much lower interest rates....
View original language description ↓
Gilberto tiene 30 años de edad, está casado y vive con la esposa y dos hijos actualmente. El con crédito pretende comprar insumos como abonos, fumigantes, El piensa dar mantenimiento a las plantaciones, para que este no sufra ningún daño, y no se pierda la producción, y así con su proyecto cafetalero poder generar más ganancias para contribuir con su familia, por lo que el solicito un crédito, y es el primer préstamo que ha recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja……

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at


About Costa Rica

  • $12,900
    Average annual income
  • 20
    View loans »
    Costa Rica Loans Fundraising
  • $4,363,200
    Funds lent in using Kiva
  • 502.4
    Costa Rica Colones (CRC) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $400 helped Gilberto to buy fertilizer.
66% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 13, 2013
Jul 4, 2013
Currency Exchange Loss: