She is a very enthusiastic client with a track record in the Fundación. She took out several loans under the women’s bank modality and now has graduated into a personal loan. Even though the growth cycle for pigs varies between four to five months, she gets a pension and she’ll use part of it to make her monthly payments. She will use the loan to buy several pigs, feed and others.
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In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.
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